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IPFI Issue Brief: Behind BlackRock’s ESG Shift

BlackRock, the world’s largest private asset manager, has over the past two years begun to shift its investment strategy, placing a much greater emphasis on environmental, social, and governance (ESG) factors and boosting the presence of ESG funds in its portfolios. In a newly released issue brief, the Institute for Pension Fund Integrity delves into […]

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Pension Gap Calculator

Select your state of locality below and adjust the assumed rate of return and predicted mortality rate to see the effect of these changes upon their pension gap. Read about the Pension Gap Calculator Tool here.

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Blog

Research Shows Disparate Private Equity Fees are Erasing Public Pension Gains

October 5, 2020

While public pension funds face dire financial circumstances due to the impact of COVID-19 on the economy, the fees paid to private equity firms reflect another reason public pensions may be losing money at a record rate. According to recent research by Stanford University, some pension funds pay more than others through privately negotiated fee […]

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Public Pension Funds Key to Addressing Savings Disparities Among Black Retirees

October 2, 2020

As the COVID-19 crisis ravages state public pensions across the country, the disparities in retirement savings among American’s of different races has been pulled into sharper focus. In 2016, the typical Black household had only 46% of the wealth of a typical white household, with Hispanics having 49% of the typical wealth of a white […]

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Ohio Police and Fire Pension Shifts to Gold Amidst Uncertainty

October 1, 2020

In wake of the stock-market drop off early this year due to COVID-19, state and local investment funds lost an estimated $1 trillion dollars in assets, even as it’s hidden from beneficiaries due to a lack of transparency in reporting earnings. As states have continued to fall behind on their pension obligations since the recessions […]

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Core Principles

Adherence to Fiduciary Responsibility

The Institute believes that officials residing over pension funds should be held to a high degree of fiduciary responsibility, consistently making decisions on investment that will benefit the long-term growth and security of the fund. Consistent dividend yield, resistance to market flux and strong corporate credit ratings are just a few variables that must be taken into account by these individuals. Often times outside interests have pressured pension funds and other entities to divest from certain investments under political pressures, which would subject pension funds to lower financial returns. This divestment would violate a pension fund’s fiduciary responsibility.

Balanced Economic, Social, and Governance (ESG) Factor Investment

Accounting for ESG factors in investments can prove to be advantageous with greater transparency and consistently high returns. With more than 80% of all corporations releasing ESG factor reports, options are plentiful for the investment of pension funds into holdings with positive ESG outlook. ESG factors should not dictate a political agenda for guiding public investment decisions.

Long term Pension-Fund Return

When investing with pension funds and other long-term payout entities it is imperative that long-term stock stability be sought after in the investment process. Part of the responsibility of the managers of pension funds is to identify long-term, low market volatility investments that will allow for prolonged growth and a sustaining of pension budget health for years on end.

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