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Fiduciary Responsibility Paper

Fiduciary Responsibility

As Baby Boomers retire daily and the American population continues to age, one thing becomes clear: public pensions are poorly underfunded. States and cities are facing an impending funding crisis that will burden future generations and taxpayers for years to come. Beyond this, pension fund fiduciaries are increasingly pressured by outside stakeholders to manage the […]

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Pension Gap Calculator

Select your state of locality below and adjust the assumed rate of return and predicted mortality rate to see the effect of these changes upon their pension gap. Read about the Pension Gap Calculator Tool here.

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Blog

PRESS RELEASE: IPFI Commends CalSTRS for Prioritizing Fiduciary Responsibility

February 13, 2019 | IPFI USA

FOR IMMEDIATE RELEASE February 13, 2019 IPFI Commends CalSTRS for Prioritizing Fiduciary Responsibility  IPFI commends CalSTRS for opposing a California state bill that would require divesting investments in private prison companies.  Washington, DC – The Institute for Pension Fund Integrity (IPFI) would like to commend the California State Teachers’ Retirement System (CalSTRS) for voting to […]

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Press Release: Divestment- The Impact of Political Decisions on Public Pensions

January 9, 2019 | IPFI USA (Divestment White Paper Press Release)

FOR IMMEDIATE RELEASE January 9, 2019 New White Paper: Divestment – The Impact of Political Decisions on Public Pensions A year after New York City officials called for the divestment of city pension funds from fossil fuels, divestment remains a costly and dangerous strategy. New research from IPFI details the negative impact of divestment. Arlington, […]

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IPFI Applauds Putting Fiduciary Responsibility Over Politics

November 28, 2018 | IPFI USA

FOR IMMEDIATE RELEASE November 28, 2018 IPFI Applauds Putting Fiduciary Responsibility Over Politics IPFI staunchly opposes politically motivated divestment and applauds the Canada Pension Plan Investment Board for refusing to give in to political pressure.  Washington, DC – The Institute for Pension Fund Integrity (IPFI) would like to congratulate the Canada Pension Plan Investment Board (CPPIB) […]

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Core Principles

Adherence to Fiduciary Responsibility

The Institute believes that officials residing over pension funds should be held to a high degree of fiduciary responsibility, consistently making decisions on investment that will benefit the long-term growth and security of the fund. Consistent dividend yield, resistance to market flux and strong corporate credit ratings are just a few variables that must be taken into account by these individuals. Often times outside interests have pressured pension funds and other entities to divest from certain investments under political pressures, which would subject pension funds to lower financial returns. This divestment would violate a pension fund’s fiduciary responsibility.

Balanced Economic, Social, and Governance (ESG) Factor Investment

Accounting for ESG factors in investments can prove to be advantageous with greater transparency and consistently high returns. With more than 80% of all corporations releasing ESG factor reports, options are plentiful for the investment of pension funds into holdings with positive ESG outlook. ESG factors should not dictate a political agenda for guiding public investment decisions.

Long term Pension-Fund Return

When investing with pension funds and other long-term payout entities it is imperative that long-term stock stability be sought after in the investment process. Part of the responsibility of the managers of pension funds is to identify long-term, low market volatility investments that will allow for prolonged growth and a sustaining of pension budget health for years on end.

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