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Fiduciary Responsibility Paper

Fiduciary Responsibility

As Baby Boomers retire daily and the American population continues to age, one thing becomes clear: public pensions are poorly underfunded. States and cities are facing an impending funding crisis that will burden future generations and taxpayers for years to come. Beyond this, pension fund fiduciaries are increasingly pressured by outside stakeholders to manage the […]

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Pension Gap Calculator

Select your state of locality below and adjust the assumed rate of return and predicted mortality rate to see the effect of these changes upon their pension gap. Read about the Pension Gap Calculator Tool here.

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Blog

IPFI Applauds Putting Fiduciary Responsibility Over Politics

November 28, 2018 | IPFI USA

FOR IMMEDIATE RELEASE November 28, 2018 IPFI Applauds Putting Fiduciary Responsibility Over Politics IPFI staunchly opposes politically motivated divestment and applauds the Canada Pension Plan Investment Board for refusing to give in to political pressure.  Washington, DC – The Institute for Pension Fund Integrity (IPFI) would like to congratulate the Canada Pension Plan Investment Board (CPPIB) […]

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Press Release: IPFI Reacts to the Proxy Voting Roundtable

November 16, 2018 | IPFI USA

FOR IMMEDIATE RELEASE November 16, 2018 Press Release: IPFI Reacts to the Proxy Voting Roundtable IPFI continues to call for the registration of proxy advisory firms with the SEC to ensure greater transparency. Washington, DC – The Institute for Pension Fund Integrity (IPFI) attended yesterday’s roundtable hosted by the U.S. Securities and Exchange Commission (SEC). […]

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Press Release – Submission to the SEC: The Proxy Voting Process Requires More Transparency

November 12, 2018 | IPFI USA (SEC Submission Press Release)

  FOR IMMEDIATE RELEASE November 12, 2018 Press Release – Submission to the SEC: The Proxy Voting Process Requires More Transparency  Ahead of the SEC roundtable this week, the Institute for Pension Fund Integrity releases a white paper on the need for greater transparency in the proxy voting process to better serve public pension retirees […]

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Core Principles

Adherence to Fiduciary Responsibility

The Institute believes that officials residing over pension funds should be held to a high degree of fiduciary responsibility, consistently making decisions on investment that will benefit the long-term growth and security of the fund. Consistent dividend yield, resistance to market flux and strong corporate credit ratings are just a few variables that must be taken into account by these individuals. Often times outside interests have pressured pension funds and other entities to divest from certain investments under political pressures, which would subject pension funds to lower financial returns. This divestment would violate a pension fund’s fiduciary responsibility.

Balanced Economic, Social, and Governance (ESG) Factor Investment

Accounting for ESG factors in investments can prove to be advantageous with greater transparency and consistently high returns. With more than 80% of all corporations releasing ESG factor reports, options are plentiful for the investment of pension funds into holdings with positive ESG outlook. ESG factors should not dictate a political agenda for guiding public investment decisions.

Long term Pension-Fund Return

When investing with pension funds and other long-term payout entities it is imperative that long-term stock stability be sought after in the investment process. Part of the responsibility of the managers of pension funds is to identify long-term, low market volatility investments that will allow for prolonged growth and a sustaining of pension budget health for years on end.

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